Well I was hacked and my identity compromised in my personal life, so I am going to share part of an article I read in woman's day magazine. The part is entitled 5 signs of Identity Theft.
1. Your mail goes missing. If you stop receiving bills, bank statements or other mail, it could mean that an ID thief has changed the address on those accounts.
2. You're denied a credit card, a loan or a mortgage, even though you have an excellent credit history. Someone may have racked up charges in your name that were never paid, destroying your credit rating.
3. You receive bills for goods or services you didn't buy. The unexpected bills are a red flag that your credit card information was most likely stolen.
4. You're bombarded with calls from collection agencies about unpaid charges you never made.
5. After you file your taxes, you're notified by the IRS that someone has already filed under your name and social security number. Now she has your tax refund.
I had number 3 happen this past week. Thankfully, I was on top of things and had been checking my credit card to verify charges, etc while paying bills. Otherwise, I may not have caught this and the charge may have gone through. It appears that the thief may have obtained my information from my Barnes and Nobles account. I notified both my bank and BN. ID theft is scary stuff. My bank immediately cancelled/closed my account. But, it still does not change the fact that the theif has my personal information! Today I placed a fraud notice with with credit bureau's so my credit rating hopefully will not be impacted.
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